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What Is a Personal Injury Claim? Personal injury claims are filed by people who have suffered physical or emotional harm due to the negligence of another. The victim can receive compensation for the various damages, such as medical bills, pain and suffering, and lost wages. Other expenses might include travel expenses to appointments or home modifications, as well as care costs for permanent disabilities or impairments. Some victims may also be entitled to special damages for mental suffering. Damages Personal injury claims seek to recover compensation for the losses that an injured party suffers due to negligence of an individual or another. A victim can recover damages for both economic and non-economic losses. The amount of compensation is contingent on the severity and nature of injuries sustained. Compensation may include expenses like medical costs and loss of earnings, and can also cover damages for pain and suffering, physical impairment, and emotional distress. Damages for punitive purposes can be claimed in the event of extreme negligence. In a personal injury lawsuit the compensation is divided into two categories: general damages and special damages. Special damages refer to incurred expenses and financial losses, and are generally quantifiable. Keeping meticulous records and receipts for any expenses or losses can help maximize the amount of money reimbursed through special damages. Future damages aren't always easy to estimate because they depend on the severity of the injury as well as the expected long-term effects. Our attorneys can collaborate with medical experts to establish the estimated costs of ongoing treatment, additional costs for transport to and from appointments and any modification or equipment requirements that result from permanent disabilities. General damages are typically more subjective and can include compensation for the victim's suffering and pain due to an accident. This includes compensation for past discomfort and pain and also future suffering and pain that is reasonably foreseeable depending on the severity of the injury. It is important to have an experienced attorney representing you since they will be able to accurately estimate the amount of your claim for pain and suffering based on your case facts. Other damages that are general in nature include emotional distress, loss of companionship and loss of enjoyment. Loss of enjoyment damages compensate victims for the negative impact that an injury can have on their being in a position to enjoy the activities that they used to enjoy. Loss of companionship and emotional distress can be more difficult to quantify, however our lawyers have a wealth of experience assisting victims in establishing the right amount of compensation for these types of damages. Medical bills Medical expenses can make up a significant portion of an injury claim, especially when an accident has left the victim with serious injuries. If the person who suffered an injury is not covered by preexisting coverage paid by their car insurance or health insurance policy, they are responsible for the medical costs which were part of the settlement for personal injury. Medical-related damages can include hospital visits, surgeries, and physical therapy. They also cover home care and medication. In addition the victim of an accident can also claim future medical expenses anticipated from their injuries. These can include future surgeries, rehabilitation procedures, or the need for long-term medications. It is vital that accident victims keep up with their treatment, and communicate fully with their physicians. This will allow them to show that the suffering and pain they are experiencing has a worth. Being current with treatment options will aid the recovery of an accident victim quicker, which is crucial when proving the value of their claim for pain and suffering. In certain instances, medical bills can be so expensive that they surpass the settlement amount of the plaintiff. A lien reduction attorney can help negotiate the outstanding medical bills so that the victim can get more money. Non-economic damage claims can be just as important as amount in dollars of an injured person's medical bills. These damages can include emotional distress and loss of enjoyment of life. These damages are hard to quantify, but they could be compensated. It is crucial to consult with a seasoned injury lawyer when you pursue an injury claim in order to ensure that all of your losses are taken into consideration. Suffering and pain Personal injury claims cover damages for physical pain and mental suffering. It can also include other damages, such as loss of enjoyment of life. The concept of pain and suffering is one of the most subjective kinds of damages, and is difficult to quantify and prove. It is still an important element of a personal injury claim. In most personal injury lawsuits the plaintiff is able to recover both non-economic and economic compensation damage. The first is tangible losses such as medical expenses and lost wages. The latter include pain and suffering, loss in consortium and inconvenience, out-of-pocket costs, and other non-monetary losses. Non-economic damages are also referred as “pain & suffering” and cannot be proved with receipts. They do not include a dollar amount. Therefore, it's left to the jury determine what is a fair amount. A judge is often reluctant to change a jury's pain and suffering award. A judge or jury can employ a variety of methods to determine the value for pain and suffering. One of them is the multiplier method which involves multiplying the amount of damages by a number which is determined by the extent of the injuries suffered by the victim. The per method assigns a dollar amount to each day of the victim's recovery until they reach the maximum medical recovery. Whether you are using the multiplier or per-diem method, it is essential to provide as much documentation and evidence for your claim as you are able to. Included in this are medical documents, photographs and witness testimony. Additionally you should keep a diary detailing your injuries and how they have affected your life. www.youtube.com will aid in remembering the specifics of your case should you have to testify at depositions or at hearings. If you cannot reach an agreement with your insurance company, you might have to go to court to resolve your issue. You can hire an attorney in New York to handle your case. A seasoned lawyer will be able to take care of your claim and increase the amount of compensation you receive for your pain and suffering. Lost wages Lost wages can be the largest portion of compensation injured victims receive from their personal injury lawsuit. These are the wages they would have received in the event that they weren't forced to work a lot because of their injuries. The majority of these losses are temporary and reversible. In some cases they can be permanent or irreparable. For the majority of people, the easiest method to calculate lost wages is to examine the rate of their pay and multiply it by the amount of days or weeks they were absent from work. For example, let's say you typically earn $25 per hour ($1,000 per week), and you were injured in a car accident which kept you out of work for four weeks. In this instance the loss of earnings would be $4,000. The complexities of personal injury claims can increase, based on the severity and nature of your injury. For instance, if you were permanently disabled by the accident and unable to return to your previous job, you might be able to claim damages that include the loss of future income and the potential for advancement. In these cases, you can prove your loss of earning capacity by providing evidence of the kinds of jobs you might have accepted in the past and what kind of salary those jobs might have offered. You may also need to provide additional documents to prove that you have lost wages. You might need to submit a letter from your employer that confirms your lost wages, as well as tax records, profit-and-loss statements invoices, receipts, bank statements for business, or other correspondence regarding finance. When calculating your lost wage, bonuses and commissions can also be taken into account. In some instances the insurance of the other driver's company might cover your lost wages as part of your no fault claim or settlement agreement. If this is the scenario, you do not need to bring a personal injury lawsuit in addition to your no-fault claim. Get in touch with a seasoned personal injury attorney if you have been injured by an accident in the car or another injuries in New York. This will help you escape the stress of the legal system and ensure that you receive compensation for medical expenses and lost income, as well as suffering and other losses.